Core guide
Guide to fixed deposit rates in Sri Lanka
A beginner-friendly guide to reading Sri Lankan FD rate tables, comparing tenures, and checking bank source links.
Questions this guide answers
How do I compare fixed deposit rates in Sri Lanka?
Which FD tenure should I check first?
Where can I verify a bank FD rate?
Quick steps
- 1Choose the deposit amount you plan to place.
- 2Pick the tenure that matches when you may need the money.
- 3Compare rate options with the same payout type.
- 4Check the minimum deposit and notes.
- 5Open the bank source link before deciding.
Read FD tables by duration first
The cleanest way to compare FD rates is to start with one duration at a time. A 6 month rate and a 24 month rate answer different savings needs.
RateHive groups FD rate options by duration so you can scan the market without mixing short and long products.
Use the calculator after shortlisting
After you find a few possible rate options, use a calculator to estimate profit and maturity value for your own amount.
This is especially useful when comparing monthly payout and maturity payout products.
Frequently asked questions
What is the easiest way to compare FD rates in Sri Lanka?
Choose your tenure first, then compare rates, payout types, minimum deposits, and source links for that tenure.
Can I use RateHive for all bank FD rates?
RateHive shows a structured FD market table from available bank rate data and links users to official sources where available.