Comparison guide
How to compare bank FD rates without getting misled
A checklist for comparing bank FD rates by source, tenure, payout, minimum deposit, and renewal timing.
Questions this guide answers
How do I compare two bank FD rates?
Why can source links differ from comparison tables?
What product details matter most?
Quick steps
- 1Compare one tenure at a time.
- 2Keep the payout type the same.
- 3Review minimum deposit rules.
- 4Open each bank source link.
- 5Use a calculator for your own amount.
Do not compare unlike products
A 12 month monthly income FD is not the same as a 12 month maturity payout FD.
Product names and notes help explain why two options from the same bank may show different rates.
Use official links as final verification
Comparison pages are useful for discovery, but official bank pages are the final place to verify current terms.
RateHive links to source pages where available so the user can confirm before acting.
Frequently asked questions
What is the most important FD comparison rule?
Compare the same tenure and payout type first. Then check amount eligibility, source link, and notes.
Why do rates change between visits?
Banks can update deposit rates based on market conditions and internal pricing decisions.