Senior deposits
Senior citizen fixed deposit rates in Sri Lanka: what to compare
Senior citizen FD products can have separate eligibility and product rules, so compare them separately from standard deposits.
Updated 2026-05-04 · 5 min read
Eligibility matters
Senior citizen FD rates may depend on age, residency, product type, and bank-specific requirements.
Do not assume every senior product applies automatically. Confirm the eligibility conditions with the official bank source.
Compare income needs and renewal timing
Many senior savers value monthly income, but a maturity product can still be useful for planned future expenses.
Review rates again before renewal because a previous senior rate may no longer be the best available option.
Frequently asked questions
Are senior citizen FD rates always higher?
Not always. Some banks offer separate senior products, while others may not show a special rate for every tenure.
Can RateHive compare senior FD products?
RateHive's calculator includes a senior-citizen option where supported by the available rate data.